The following are, in most cases, the documents that we will require to qualify you for a mortgage:
- 30 days most current pay stubs
- Award letter and most recent check stub for Social Security/Retirement/Pension Income
- Last 2 years W2’s or 1099’s
- Last 2 years Tax Returns
- 2 months most current bank statements for checking and savings accounts
- Copy of retirement, 401k, Mutual Funds, IRA’s, etc.
- Copy or Driver’s License and Social Security card
- Copy of Mortgage Statement (if refinancing)
- Copy of insurance policy declaration page (if refinancing)